MinCap typical borrower is a business owner who cannot obtain financing from a bank because of either derogatory credit, insufficient management skills, inadequate collateral of lack of personal wealth to meet the equity investment requirement.

MinCap provide most type of business loans, they include: equipment, inventory, accounts receivable or contract financing, real estate, working capital, start-up capital or interim financing.

Financing is provided for both start-up and existing businesses.

Loan sizes range from $5,000 - $150,000 with a maximum of $75,000 for start-up businesses. If the project exceeds MinCap’s lending limit, a participation can be done with a local bank or another non-profit organization.